Chase accepts coins, but the process depends on whether you're a customer and how many coins you have
Yes, Chase will take coins from you. If you have a Chase account, you can deposit coins at most branches during business hours — just bring them in a bag or container and hand them to a teller. The teller will count them (or run them through a coin counter if the branch has one) and add the total to your account. If you don't have a Chase account, some branches will still exchange coins for cash, though policies vary by location.
The catch is volume. If you're bringing in a small handful of coins, any teller will help you. If you're bringing in several pounds of coins — say, from a vending machine or a long time of saving — call your branch first. Some branches ask you to use a coin-counting machine before you come in, or they may ask you to come at a specific time when staff can handle the volume without slowing down the line.
Key Takeaways
- Chase customers can deposit coins at the teller window during branch hours, and the coins will be counted and added to your account the same day.
- If you don't have a Chase account, some branches will exchange coins for cash, but you should call ahead to confirm your specific branch does this.
- Large quantities of coins may require you to call the branch in advance or use a coin-counting machine before depositing.
- Chase does not accept coins through ATMs, mobile deposit, or mail — coins must be handled in person at a branch.
Depositing coins as a Chase customer
Bring your coins to any Chase branch where you hold an account. You don't need to sort them by denomination or roll them — the teller or a coin-counting machine will do that. Just put them in a bag, jar, or any container that's straightforward to carry and hand it to the teller when you're ready to deposit.
The teller will either count the coins by hand or feed them into a coin counter, depending on the branch's equipment and how busy they are. Once counted, the total will be deposited into your checking or savings account when ready. You'll see it reflected in your balance right away, and you'll get a receipt showing the amount.
If you're bringing in a large amount — more than a few dollars' worth — call your branch ahead of time. Some branches have limited coin-counting capacity or prefer to schedule large deposits during slower times so you don't hold up other customers. A quick call to the branch number on your Chase card or the Chase website will tell you whether they want you to come at a particular time.
Exchanging coins without a Chase account
If you don't bank at Chase, some branches will still exchange coins for cash. However, this is not may provide — policies differ by branch and by region. Your best move is to call the specific Chase branch near you and ask whether they exchange coins for non-customers. If they do, ask what their process is and whether you need to bring coins in any particular form.
Some branches may ask you to use a coin-counting machine first, or they may decline if the amount is very large. A few branches have stopped offering this service to non-customers altogether. That's why a phone call takes the guesswork out — you'll know before you make the trip.
What Chase will not do with coins
Chase does not accept coins through ATMs. If you try to deposit coins into an ATM, the machine will reject them. ATMs are designed for bills and checks only.
You also cannot deposit coins through mobile deposit (the app feature where you photograph checks). Mobile deposit works only for checks and, at some banks, for cash deposits through special ATMs — but not for coins.
Chase will not accept coins by mail. If you send coins to a Chase branch or mailing address, they will not process them, and you risk losing them in transit. Coins must be handled in person at a branch.
Alternatives if your branch won't take coins
If your Chase branch is unable or unwilling to take your coins, you have a few options. Many grocery stores, pharmacies, and retail chains have coin-counting machines in their lobbies — usually near the customer service desk. Some are free; others take a small percentage (usually 8 to 10 percent) of the total. You feed your coins in, and the machine gives you a voucher you can cash at the register or use toward a purchase.
You can also roll coins yourself and deposit them at any bank that accepts rolled coins — not all do, so call first. Some credit unions are more flexible with coins than large banks. If you have coins from a business or vending machine, the company that owns the machine may have its own coin-counting service.
As a last resort, you can spend the coins directly. It takes longer, but it's free and requires no special equipment.
Preparing coins for deposit
You don't need to do anything special to prepare coins for a Chase deposit. Don't roll them, don't sort them, don't clean them. Just bring them as they are in whatever container is convenient — a bag, jar, bucket, or even a pillowcase if you have a lot. The branch will handle the rest.
If you're bringing in a very large amount and the branch has asked you to pre-count or pre-sort, follow their instructions. Otherwise, save yourself the time and let the teller or machine do the work.
Frequently Asked Questions
Can I deposit coins at a Chase ATM?
No. Chase ATMs accept only bills and checks. You must go inside the branch and speak to a teller to deposit coins.
Do I need to roll my coins before depositing them at Chase?
No. Bring them loose in a bag or container. The teller or coin counter will count them for you. Rolling them yourself saves no time and is unnecessary.
What if I have a lot of coins — like 50 pounds worth?
Call your branch first and let them know you're coming with a large amount. They may ask you to come at a specific time, use a coin-counting machine beforehand, or split the deposit across multiple visits. A quick phone call prevents a wasted trip.
Will Chase charge me a fee to deposit coins?
No. Depositing coins into your own Chase account is free. There is no coin deposit fee for account holders.
Can I deposit coins from another country at Chase?
Chase will not deposit foreign coins into your account. They accept U.S. coins only. If you have foreign coins, you would need to exchange them at a currency exchange service or travel agency first.