Most Chase branches are closed on Sunday, but you can still move money
Chase branches do not open on Sunday. The bank's standard branch hours run Monday through Saturday, with most locations open until 1 p.m. or 2 p.m. on Saturday. If you need to deposit a check, withdraw cash, or speak to someone in person, you will need to visit on a weekday or Saturday morning.
That said, you are not locked out of your money on Sunday. Chase's digital services—mobile app, online banking, ATMs, and phone support—run 24 hours a day, seven days a week. The constraint is only on in-person branch services and speaking to a banker about complex transactions.
What you can and cannot do on Sunday depends on what you need. A transfer between your own accounts, a bill payment, or a check deposit through the mobile app all work without delay. Withdrawing cash from a Chase ATM works anytime. But if you need to open a new account, dispute a transaction in detail, or get a cashier's check, you will have to wait until Monday.
Key Takeaways
- Chase branches close on Sunday; standard hours are Monday through Saturday, usually closing by 1 p.m. or 2 p.m. on Saturday.
- You can deposit checks, transfer money, pay bills, and withdraw cash through the Chase mobile app and ATMs on Sunday without waiting.
- Transactions initiated through the app or ATM on Sunday may not post to your account until Monday, depending on the type of transaction.
- If you need to speak to a banker about account issues, fraud, or complex requests, you will need to call Chase customer service or visit a branch during business hours.
- Chase customer service by phone is available 24/7, though wait times are typically longer on weekends.
What you can do on Sunday without a branch
The Chase mobile app and online banking portal let you handle most routine transactions on Sunday. You can transfer money between your own Chase accounts when ready, send money to another person through Chase QuickPay, pay bills to any business, and deposit checks by taking a photo of the front and back.
ATM withdrawals and deposits work anytime at any Chase ATM. If you need cash on Sunday morning, an ATM is your fastest option—no app required, just your debit card and PIN. Deposits made at a Chase ATM before midnight on Sunday will typically post by Monday morning, though some deposits may take until Tuesday depending on the type of account.
You can also check your balance, review recent transactions, freeze or unfreeze your debit card, and change your PIN through the app or online banking on Sunday. These actions take effect when ready.
Transactions that post on Monday even if you start them Sunday
Some transactions you initiate on Sunday will not actually move money until Monday, because the banking system itself does not process certain types of transfers on weekends. This is not a Chase rule alone—it is how the entire U.S. banking system works.
ACH transfers (moving money to or from another bank) initiated on Sunday will not begin processing until Monday morning. The same is true for wire transfers. If you send money to someone else's bank account on Sunday evening through Chase, the receiving bank will not see it until Monday at the earliest, and often not until Tuesday depending on the receiving bank's processing schedule.
Checks you deposit through the mobile app on Sunday will be processed starting Monday. The funds may be available the same day (for checks under $200 from certain banks) or within one to two business days, depending on the check amount and the bank it is drawn from.
What requires a branch visit or phone call
If you need to open a new checking or savings account, you must do so at a branch or by phone with a banker. Chase does not offer account opening through the mobile app. Branches are open Monday through Saturday; you can also call Chase at 1-800-935-9935 to open an account by phone.
Disputes over transactions, fraud claims, and account holds all require speaking to a representative. You can start a dispute through the app on Sunday, but a banker will not review it until Monday. If you believe your account has been compromised or you spot unauthorized charges, calling Chase customer service on Sunday will connect you to someone who can freeze your card and begin an investigation when ready, even though the formal dispute process starts Monday.
Cashier's checks, certified checks, and money orders must be obtained at a branch during business hours. If you need one urgently on a weekend, some Chase branches may have Saturday hours—check your local branch's schedule online—but Sunday is never an option.
How to find your local branch hours
Chase branch hours vary by location. Some branches in urban areas open earlier and stay open later; others in smaller towns may have shorter hours. The most reliable way to check is through the Chase website or mobile app.
On the Chase website, go to the branch locator, enter your zip code or address, and click on the branch nearest you. The hours for that specific location will appear, along with services available (some branches do not offer all services, like safe deposit boxes or notary services). The mobile app has the same locator tool under "Locations."
If you are traveling or in an unfamiliar area on Sunday and need cash, search for any Chase ATM near you through the app. You can also call Chase customer service at 1-800-935-9935 to ask about branch hours or to handle account questions that do not require an in-person visit.
Why Chase branches close on Sunday
Chase, like most large U.S. banks, does not staff branches on Sunday. This is a business decision based on customer traffic and labor costs. Branches are expensive to operate, and Sunday traffic is typically lower than weekdays. The bank has decided that the cost of opening branches on Sunday does not justify the revenue from the customers who would use them.
Some smaller banks and credit unions do open on Sunday, usually for a few hours in the morning. If Sunday branch access is important to you, you could explore whether a local credit union or smaller bank in your area offers it. But for Chase specifically, Sunday branch service is not available.
Frequently Asked Questions
Can I deposit a check at a Chase ATM on Sunday?
Yes. Chase ATMs accept check deposits 24 hours a day, seven days a week. The check will be scanned and held in the ATM. It will be processed starting Monday morning and typically post to your account by Tuesday, though some checks may post the same day depending on the amount and the bank the check is drawn from.
What if I need to withdraw a large amount of cash on Sunday?
ATM withdrawal limits vary by account type and account history, but most Chase accounts allow $500 to $1,000 per day at an ATM. If you need more than your daily limit, you will need to plan ahead and withdraw on Saturday or earlier in the week. Call Chase customer service on Sunday if you want to request a temporary increase to your limit for Monday.
Can I open a Chase account on Sunday?
No, not in person. You can call Chase at 1-800-935-9935 to open an account by phone on Sunday, though wait times are typically longer on weekends. Most people find it faster to open an account at a branch during the week or through the website, though online account opening is limited to certain account types.
What if my debit card is declined on Sunday and I need to speak to someone?
Call Chase customer service at 1-800-935-9935. Representatives are available 24/7, including Sunday. They can investigate the decline, temporarily unfreeze your card if it was frozen for fraud protection, or help you troubleshoot the issue. Wait times are typically longer on weekends, but someone will be available to help.
Do Chase ATMs work if the branch is closed?
Yes. Chase ATMs operate independently of branch hours. You can withdraw cash, deposit checks, and transfer money between your own accounts at a Chase ATM anytime, including Sunday, holidays, and the middle of the night. The ATM does not need the branch to be staffed.