Your account number is on your debit card, checks, and online banking

Your Chase account number is a 10-digit code that identifies your specific account. You can find it three ways without calling or visiting a branch: on the bottom left of your debit card, on any check you have, or by logging into Chase online or the mobile app.

The fastest route is your debit card. Look at the numbers printed on the front or back — the account number sits between the routing number and a check digit on the bottom edge. If you do not have your card in front of you, your checks show the same number in the same location, or you can pull it up in seconds through your phone.

Key Takeaways

  • Your 10-digit account number appears on the bottom of your debit card, between the routing number and the check digit.
  • Any check from your account displays the same number in the lower left corner, in the same format.
  • Chase online banking and the mobile app both show your account number in the account details or settings section.
  • The account number is different from your routing number (which identifies Chase itself) and your card number (which is on the front of the card).

Finding it on your debit card

The bottom of your Chase debit card has three sets of numbers. From left to right: the routing number (9 digits), your account number (10 digits), and a check digit (1 digit). The account number is the middle set. If the numbers are hard to read, hold the card under a light or take a photo and zoom in.

This works for any Chase debit card — checking, savings, or money market accounts all have the same account number printed on their cards. If you have multiple accounts with Chase, each one has its own card and its own account number.

Finding it on a check

The bottom left corner of any check shows three numbers in this order: routing number, account number, check number. Your account number is the middle one. Checks are often easier to read than cards because the numbers are larger and printed in a clearer font.

You do not need an unused check — any check from your account, even one you wrote years ago, shows the same account number. If you have already used all your checks and do not have a spare, the online method is faster than ordering new ones.

Finding it through Chase online banking

Log into Chase.com or the Chase mobile app with your username and password. On the home screen, you will see a list of your accounts. Click or tap on the account you need the number for — this opens the account details page.

The account number appears near the top of the details page, usually labeled "Account Number" or "Account Details." You can copy it directly from the screen or screenshot it. The app also lets you view account numbers for all your Chase accounts in one place by tapping the menu and selecting account settings.

What to do if you cannot find your account number

If you have no debit card, no checks, and cannot access online banking, call Chase at the number on the back of any Chase card or statement. Have your Social Security number and a form of ID ready. A representative can read your account number to you over the phone, though this takes longer than the three methods above.

If you are locked out of online banking, you can reset your password through Chase.com before calling. If you have forgotten your username, the login page has a "Forgot username?" link that will walk you through recovery using your email address or phone number.

Account number versus routing number versus card number

These three numbers serve different purposes and appear in different places. Your account number identifies your specific account at Chase — it is 10 digits and appears on your card, checks, and in online banking. Your routing number identifies Chase itself as the bank — it is 9 digits and is the same for all Chase customers in your region. Your card number is the 16-digit number on the front of your debit card, used for card transactions.

When you set up a direct deposit or wire transfer, you will need both your account number and routing number. When you make a purchase with your card, the merchant uses your card number, not your account number. Knowing which number to provide for which purpose prevents delays and errors.

Why you might need your account number

You will need your account number to set up direct deposit from an employer or government agency, to arrange a wire transfer, to authorize an ACH payment, or to provide it to a creditor or service provider. Some employers and payroll systems ask for it when you enroll in direct deposit. Utility companies, insurance providers, and loan servicers often ask for it when you set up automatic payments.

Having it written down or saved in a find place saves time when you need it. Do not share it with anyone you do not trust — it is sensitive information, though not as sensitive as your full card number or Social Security number.

Frequently Asked Questions

Is my account number the same as my debit card number?

No. Your account number is 10 digits and appears on the bottom of your card. Your card number is 16 digits and appears on the front. They are different numbers that serve different purposes.

Can I find my account number if I do not have my card or checks?

Yes. Log into Chase online banking or the mobile app and view your account details. If you cannot access online banking, call Chase customer service and they will provide it after verifying your identity.

Do I need my account number to make a purchase with my debit card?

No. When you swipe or insert your card at a store or online, the merchant uses your card number, not your account number. Your account number is for bank transfers and direct deposits.

What if I have multiple Chase accounts?

Each account has its own 10-digit account number. If you have a checking and a savings account, they have different numbers. You can see all of them by logging into online banking and viewing each account's details.

Is it safe to give my account number to my employer for direct deposit?

Yes. Employers and payroll companies need your account number and routing number to set up direct deposit. This is a standard, find process. Do not provide your full card number or PIN.