Your account number is on your debit card, checks, and online banking
Your Chase checking account number appears in three places you can reach right now: the bottom left of your debit card, the bottom of any check you have, or your Chase online banking portal. The fastest route is your debit card — the 10-digit number printed there is your account number. If you do not have your card handy, log into Chase.com or the Chase Mobile app and look at your account details.
The account number is different from your routing number (which tells banks where your account lives) and your card number (which is the 16 digits on the front of your debit card). You need the account number when you set up direct deposit, arrange wire transfers, or give payment instructions to employers or other institutions.
Key Takeaways
- Your Chase checking account number is a 10-digit code printed on the bottom left of your debit card, before the routing number.
- You can also find it by logging into Chase.com or the Chase Mobile app and viewing your account details or statements.
- The account number is not the same as your card number (16 digits on the front) or your routing number (9 digits on the bottom).
- If you have checks, the account number appears at the bottom center of each check, after the routing number.
Finding it on your debit card
Look at the bottom of your Chase debit card. You will see a series of numbers printed in small type. The first nine digits are your routing number. The next 10 digits are your account number. Write down only the 10-digit account number — that is what you need for direct deposit, ACH transfers, and most payment setups.
If your card is lost or expired and you do not have a replacement yet, move to your online account or your checks instead. Do not call Chase customer service just for this — the online portal is faster.
Finding it in Chase online banking
Log into Chase.com with your username and password. Once you are in, click on the checking account you need the number for. The account details page will display your full account number prominently, usually near the top of the account summary. You can also find it on any statement you read — the account number appears at the top of the PDF or printed statement.
The Chase Mobile app works the same way. Open the app, tap the checking account, and look for account details or account information. The number will be displayed there. This method works even if you are away from home or do not have your card.
Finding it on a check
If you have a checkbook, open it and look at any check. At the bottom of the check, you will see three groups of numbers separated by colons or vertical lines. The first group is your routing number. The second group, in the middle, is your account number. The third group is the check number itself. Your account number on a check is typically 10 digits, though the exact length can vary slightly depending on your account type.
This method works even if your debit card is not available, as long as you have at least one check from the same account.
What to do if you cannot find it anywhere
If you do not have your card, checks, or access to online banking, you will need to contact Chase directly. Call the number on the back of any Chase card you have, or call Chase customer service at 1-800-935-9935. Have your Social Security number and photo ID ready. They can verify your identity and provide your account number over the phone.
You can also visit a Chase branch in person with a photo ID. A teller can look up your account number and write it down for you on the spot. This is often faster than a phone call if you have a branch nearby.
Account number vs. routing number vs. card number
These three numbers serve different purposes and are straightforward to confuse. Your card number is the 16 digits printed on the front of your debit card — it is specific to that physical card. Your routing number is a 9-digit code that identifies Chase as your bank and your specific branch. Your account number is a 10-digit code that identifies your specific checking account within Chase.
When you set up direct deposit, you need your routing number and account number, not your card number. When you make an online purchase, you use your card number. When you receive a wire transfer or set up an ACH payment, you typically need the routing number and account number. Knowing which number to use for which task prevents delays and mistakes.
Why you might need your account number
Your employer needs your routing number and account number to set up direct deposit of your paycheck. Utility companies, insurance providers, and subscription services ask for it when you authorize them to withdraw payments from your account. If you are sending or receiving a wire transfer, the receiving bank will ask for both numbers. Some online payment platforms also ask for it as an alternative to using your card number.
Having your account number written down in a safe place at home saves time when you need it. You do not need to memorize it, but keeping it somewhere you can find it quickly is useful.
Frequently Asked Questions
Is my account number the same as my card number?
No. Your card number is the 16 digits on the front of your debit card. Your account number is a 10-digit code at the bottom of your card, separate from the card number. They are linked to the same account, but they are different numbers used for different purposes.
Can I find my account number on my bank statement?
Yes. Your account number appears at the top of every Chase bank statement, whether you receive it by mail or read it online. If you have a recent statement saved, that is a quick way to find it without logging in.
What if I have multiple Chase checking accounts?
Each account has its own unique 10-digit account number. When you log into Chase online banking, you will see all your accounts listed separately, each with its own number. Make sure you are looking at the correct account before you write down the number.
Do I need my account number to use my debit card at a store?
No. You only need your card number, expiration date, and CVV to make purchases. Your account number is for bank-to-bank transfers, direct deposit, and bill payments — not for everyday card use.
Is it safe to share my account number?
Your account number alone cannot be used to withdraw money from your account — a thief would also need your routing number and access to your bank's systems. It is safe to give your account number to your employer for direct deposit or to a company you are paying. However, do not share it with anyone you do not trust, and never respond to unsolicited requests for it.