Chase checking account numbers have 10 digits
Your Chase checking account number is always 10 digits long. You can find it on the bottom left of your checks, in your Chase mobile app, or by calling Chase customer service. The account number itself is just those 10 digits — nothing more.
This is different from your routing number, which is a separate 9-digit code that tells banks where to send money. Together, your routing number and account number make up what you need to set up direct deposit, pay bills by bank transfer, or receive wire transfers. But the account number on its own is always 10 digits.
Key Takeaways
- Chase checking account numbers are always exactly 10 digits long, regardless of the type of account you have.
- You can find your account number on the bottom left of your checks, in the Chase app under account details, or by calling Chase.
- Your account number is different from your routing number, which is 9 digits and identifies which Chase branch or processing center handles your account.
- When you give out your account number for direct deposit or bill payments, you may also need to provide your routing number so the money goes to the right place.
Where to find your 10-digit account number
The easiest place to look is the bottom of any check you have. On the left side, you will see a series of numbers. The first set is your routing number (9 digits), and the second set is your account number (10 digits). The numbers are printed in a special magnetic ink so banks can read them automatically.
If you do not have checks handy, open the Chase mobile app or log into Chase.com. Go to your account details or account information page — the exact name varies depending on which device you are using. Your account number will be listed there. You can also call Chase at the number on the back of your debit card and ask a representative to read it to you.
Why account numbers are always 10 digits at Chase
Chase uses a standard format across all its checking accounts so the bank's systems can process transactions consistently. The 10-digit length is long enough to create millions of unique account numbers without being so long that it becomes difficult to write down or remember. This format has been in place for decades and applies whether you have a basic checking account, a premium account, or a student account.
The 10-digit account number works together with your 9-digit routing number to create a complete address for your money. Think of it like a street address: the routing number is the city and state, and the account number is the specific house. Both pieces are needed for money to reach the right place.
What to do if you cannot find your account number
If you have lost your checks and do not have access to the Chase app or website, call Chase customer service at the number on the back of your debit card. A representative can verify your identity and read your account number to you over the phone. They can also confirm that it is 10 digits and help you write it down correctly.
Do not share your account number with anyone you do not trust. Scammers sometimes call pretending to be from Chase and ask for account numbers. Chase will never ask for your full account number unsolicited — if someone calls you asking for it, hang up and call Chase directly using the number on your card.
Account numbers versus routing numbers
Many people mix these up because they appear together on checks. Your routing number is 9 digits and identifies the specific Chase location or processing center that handles your account. Your account number is 10 digits and identifies your individual account at that location. When you set up direct deposit at work or pay a bill online, you usually need both numbers.
If you are unsure which number is which, remember this: the routing number comes first (on the left), and the account number comes second (in the middle). The third set of numbers on your check is the check number itself, which is different from both.
Using your account number safely
Your account number is safe to share with employers (for direct deposit), with billers (to pay bills by bank transfer), and with other banks (to move money between accounts). These are all legitimate reasons to provide it. However, never share your account number in response to an unsolicited call, email, or text message, even if the sender claims to be from Chase.
If you are worried that your account number has been compromised, contact Chase right away. You can call the number on the back of your debit card or visit a Chase branch in person. Chase can monitor your account for suspicious activity and, if needed, close the account and issue you a new one with a new account number.
Frequently Asked Questions
Is my Chase account number the same as my debit card number?
No. Your debit card number is 16 digits and is printed on the front of your card. Your account number is 10 digits and appears on your checks and in your account details. They are separate numbers that identify different things — your card identifies the physical card itself, while your account number identifies the bank account the card is linked to.
Do all Chase accounts have 10-digit account numbers?
Yes. Whether you have a basic checking account, a savings account, or a money market account with Chase, the account number is always 10 digits. The format is the same across all account types.
What if the number on my check does not look like 10 digits?
Double-check that you are reading the middle set of numbers, not the routing number or check number. The routing number (on the left) is 9 digits, the account number (in the middle) is 10 digits, and the check number (on the right) is usually 4 to 5 digits. If you are still unsure, call Chase or check your account online.
Can I change my Chase account number?
Chase will not change your account number under normal circumstances. However, if your account has been compromised or if you are a victim of fraud, Chase can close the account and open a new one with a different account number. Contact Chase directly to discuss your situation.