Chase charges for checks, and the price depends on which account you have and how many you order

Chase does not charge a flat fee for checks themselves. Instead, the bank charges per box, and the cost varies by account type. A standard personal checking account typically costs between $15 and $20 per box of 100 checks, though some accounts include free check orders. Business accounts usually cost more — often $25 to $35 per box depending on the business account tier.

The actual price you pay also depends on the design you choose. Basic checks cost less than personalized or duplicate checks. If you order checks through Chase's online banking portal, you may see different pricing than if you order through a third-party vendor that Chase partners with.

Chase also allows you to order checks through third-party vendors like Deluxe or Harland Clarke, which sometimes offer lower prices than ordering directly from the bank. These vendors still deliver checks that work with your Chase account, but you are ordering from them rather than from Chase itself.

Key Takeaways

  • Chase charges per box of checks, typically $15 to $20 for personal accounts and $25 to $35 for business accounts.
  • Some Chase account packages include free check orders, so review your specific account terms before paying.
  • Ordering through third-party vendors like Deluxe may cost less than ordering directly from Chase.
  • The price increases if you choose duplicate checks or custom designs instead of basic personalized checks.
  • You can order checks online through your Chase account, by phone, or in person at a branch.

How to find your exact check price in Chase online banking

Log into your Chase online account and look for the "Checks" or "Order Checks" option, usually under Account Services or a similar menu. Chase will show you the price for your specific account type before you complete the order. The price displayed is what you will be charged — there are no hidden fees added at checkout.

If you cannot find the option online, call the number on the back of your Chase debit card and ask to order checks. A representative can tell you the exact price for your account and process the order over the phone. You can also visit a Chase branch in person, though branch staff will usually direct you to order online or by phone since it is faster.

What affects the price you pay

Your account type is the biggest factor. Chase Premium, Sapphire, and other higher-tier accounts often include free check orders as part of the account benefits. If you have a basic Chase Total Checking or Chase find Banking account, you will pay the standard per-box fee. Business accounts are priced separately from personal accounts and cost more.

The number of checks per box also matters. A standard box contains 100 checks. Some vendors offer boxes of 50 or 200, and the per-box price changes accordingly. Duplicate checks — where each check has a carbon copy attached — cost more than single checks. Custom designs, logos, or non-standard layouts also increase the price.

Delivery speed affects cost as well. Standard delivery takes one to two weeks. Expedited or rush delivery costs extra and gets your checks to you in three to five business days. If you need checks urgently, the rush option may be worth the additional charge.

Ordering through third-party vendors instead of Chase

Chase partners with check printing vendors like Deluxe, Harland Clarke, and Costco (for members). These vendors print checks that work exactly like checks ordered from Chase — they have your routing number, account number, and signature line already on them. The main difference is price and sometimes design options.

Third-party vendors often run promotions or offer lower base prices than Chase itself. You can order through these vendors directly, or Chase may offer a link to them in your online banking portal. Delivery times are similar to Chase orders, usually one to two weeks for standard service.

One thing to verify: make sure the vendor you choose prints checks for your specific bank and account type. Not all vendors work with all Chase accounts, though most major vendors do. When you start an order, the vendor will ask for your routing and account number and confirm they can print for you before you pay.

When you might not pay for checks

If your Chase account includes free check orders as a benefit, you will not be charged. This is common with premium accounts like Chase Sapphire or Chase Premier Plus. Review your account benefits document or log into online banking to see if checks are listed as included.

Some Chase promotions temporarily waive check ordering fees for new accounts or during special offers. These are time-limited, so the fee will return once the promotion ends. If you are opening a new Chase account, ask the banker whether free checks are included for a set period.

How long checks take to arrive after you order

Standard delivery is typically seven to ten business days from the time you place the order. Some orders take up to two weeks depending on the vendor and current processing volume. Expedited delivery usually arrives in three to five business days and costs extra — typically $5 to $15 depending on how fast you need them.

The clock starts when Chase or the vendor processes your order, not when you submit it. If you order on a Friday evening, processing usually begins on Monday. If you need checks for a specific date, order at least two weeks in advance to be safe, or pay for expedited delivery if the date is sooner.

What happens if you run out of checks before new ones arrive

If you need to write a check before your new order arrives, you have a few options. You can visit a Chase branch and ask for a counter check — a temporary check printed by the bank on the spot. Counter checks work like regular checks and clear through your account normally. There is usually no charge, though some branches may charge a small fee.

You can also ask the person you are paying whether they will accept a mobile payment, bank transfer, or other payment method instead of a check. Many businesses and individuals now prefer digital payments anyway, so this is often faster than waiting for checks or getting a counter check.

Frequently Asked Questions

Can I order checks from Chase without paying?

Only if your account includes free checks as a benefit. Premium Chase accounts like Sapphire or Premier Plus often do. Check your account benefits or log into online banking to see if checks are listed as included with your account.

Why does Chase charge for checks when other banks don't?

Many banks do charge for checks — it is not unique to Chase. Some banks include checks free with certain account types or tiers. The cost reflects the printing, personalization, and delivery. If check costs matter to you, compare what different banks charge as part of your account choice.

Can I use checks from a different bank with my Chase account?

No. Checks must be printed with your specific Chase routing number and account number. Checks from another bank will not work with your Chase account. You must order checks printed for your Chase account specifically.

What if I order checks and then close my account?

If you close your account before the checks arrive, contact Chase when ready to cancel the order. If the checks have already shipped, you can still use them — they remain valid as long as the account is open. Once the account closes, the checks will no longer work.

Do I have to order checks online, or can I do it another way?

You can order online, by phone, or in person at a branch. Online is usually fastest. By phone, call the number on your debit card. In person, a banker can help you, though they may direct you to order online since it is quicker and you can see pricing when ready.