Chase teller pay starts at $16 to $18 per hour, with total compensation including benefits that can reach $35,000 to $40,000 annually
Chase Bank teller positions are hourly roles, not salaried. The base hourly wage varies by location, experience, and whether you work full-time or part-time. Most new tellers at Chase start between $16 and $18 per hour, though this figure shifts based on your state's cost of living, local labor market conditions, and the specific branch location. A full-time teller working 40 hours per week at $17 per hour would earn roughly $35,000 before taxes and deductions.
What matters more than the starting rate is what happens after. Chase includes health insurance, a 401(k) plan with company match, paid time off, and tuition reimbursement in the total compensation package. These benefits can add significant value beyond the hourly wage. The actual take-home amount depends on your tax withholdings, whether you elect health coverage, and how much you contribute to retirement savings.
Key Takeaways
- Chase teller wages typically range from $16 to $18 per hour for new hires, with variation based on location and local market rates.
- Full-time tellers working 40 hours weekly at the starting rate earn approximately $35,000 to $37,000 annually before taxes and deductions.
- Total compensation includes health insurance, 401(k) matching, paid time off, and tuition reimbursement, which can add $5,000 to $8,000 in annual value.
- Advancement to head teller or supervisor roles typically increases pay by $2 to $5 per hour and becomes possible after 12 to 24 months in a teller position.
How location and branch type affect what you earn
Chase operates branches in urban, suburban, and rural areas, and pay scales reflect local cost of living. A teller in San Francisco or New York will earn more per hour than one in a smaller Midwestern city, even though both work for the same company. This is not arbitrary—Chase adjusts wages to remain competitive with other employers in each region and to account for housing, transportation, and other living expenses.
High-volume branches in downtown areas or shopping centers may also pay slightly more than low-traffic suburban branches, because they handle more transactions and require faster-paced work. Some branches are inside grocery stores or pharmacies rather than standalone bank buildings, and these positions sometimes carry different pay scales. The best way to know what a specific branch location pays is to check the job posting for that branch or call the branch directly and ask the manager.
What raises and advancement look like for tellers
Teller positions are entry-level, but they are also a common stepping stone at Chase. After 12 to 24 months as a teller, you become may be able to access to move into a head teller role, which typically pays $19 to $22 per hour. Head tellers supervise other tellers, handle customer disputes, and manage cash reconciliation. The jump from teller to head teller usually comes with a $2 to $4 hourly raise.
Beyond head teller, the next rung is personal banker or branch operations specialist, roles that pay $22 to $28 per hour depending on location and experience. These positions require different skills—personal bankers focus on customer relationships and sales, while operations specialists manage branch logistics and compliance. Annual raises for tellers who stay in the role typically run 2 to 3 percent, though this varies by performance reviews and branch profitability.
Benefits that add real value to your paycheck
Chase's benefits package is one reason the hourly wage alone does not tell the full story. Full-time tellers receive health insurance (medical, dental, vision) with the company covering a portion of premiums. The company also matches 401(k) contributions up to a certain percentage of your salary, usually 3 to 4 percent. If you contribute $1,500 per year to your 401(k), Chase typically adds $450 to $600 in matching funds.
Paid time off starts at two weeks per year for new full-time employees and increases with tenure. Chase also offers tuition reimbursement up to $10,000 per year for employees pursuing degrees or certifications, which can be valuable if you plan to advance within the company or move into a different field. Part-time tellers typically do not receive the same benefits—they may get access to a 401(k) but often do not may have access to for health insurance or paid time off.
Part-time versus full-time teller positions
Chase hires both full-time and part-time tellers. Full-time positions are 40 hours per week with benefits. Part-time positions typically range from 16 to 30 hours per week and do not include health insurance or paid time off, though part-time employees can still access the 401(k) plan. The hourly wage for part-time and full-time tellers is usually the same—the difference is in hours and benefits may be able to access.
Part-time teller work is common for students or people with other commitments. The trade-off is that you earn less total income and must cover your own health insurance. Some part-time tellers transition to full-time after proving themselves in the role, which is when the benefits package kicks in. If you are considering a part-time position, ask the hiring manager whether the branch has a path to full-time work and what the timeline typically looks like.
How your experience and background affect starting pay
Chase does not always start every new teller at the same rate. If you have prior banking or customer service experience, you may negotiate a starting wage at the higher end of the range—$17.50 or $18 instead of $16. Some candidates with relevant certifications or bilingual skills also start higher. However, Chase has structured pay bands, so there is a ceiling to what negotiation can achieve at the entry level.
Your credit history and background check results do not affect pay, but they do affect whether you are hired at all. Chase requires a background check and may review credit history for teller positions. Once you are hired, your pay is determined by the pay band for your location and role, not by your personal financial situation.
Comparing Chase teller pay to other banks
Chase is one of the largest employers of bank tellers in the United States, but it is not the only option. Bank of America, Wells Fargo, and regional banks like PNC and TD Bank all hire tellers. Pay varies across these employers and by location. In some markets, credit unions pay tellers slightly more than large national banks, while in others the reverse is true. The difference is usually $1 to $3 per hour.
If you are deciding between Chase and another bank, compare not just the hourly wage but the full package: health insurance costs, 401(k) match, paid time off, tuition reimbursement, and advancement opportunities. A bank that pays $18 per hour with no 401(k) match may be worse than Chase at $17 per hour with a 3 percent match. Ask each employer for a written summary of benefits before you decide.
Frequently Asked Questions
Do Chase tellers get paid weekly or biweekly?
Chase pays tellers biweekly, on a set schedule. Your first paycheck may come three weeks after your start date because of the lag between when you work hours and when the pay period closes. Direct deposit is standard, so the money goes to your bank account rather than a paper check.
Can you negotiate your starting wage as a Chase teller?
You can try, especially if you have banking experience or relevant skills. Chase has pay bands for each location, so there is a range rather than a fixed rate. Negotiating within that range is possible, but asking for more than the posted range for your location is unlikely to succeed.
What happens to teller pay if you move to a different Chase branch?
If you transfer to a branch in a higher-cost area, your pay may increase to match the local pay band. If you move to a lower-cost area, your pay may decrease. Chase typically honors your tenure and experience, so you would not start at the entry-level rate again, but your new wage would reflect the local market.
Do Chase tellers earn commission or bonuses?
Tellers do not earn commission on customer transactions. Some branches offer small bonuses tied to branch performance metrics or customer satisfaction scores, but these are not may provide and vary by location. The bonus structure is set by individual branch managers and is not a standard Chase policy.
How often do Chase tellers get raises?
Chase typically reviews teller pay annually. Raises are usually 2 to 3 percent per year if your performance review is satisfactory. Larger raises come from promotion to head teller or other roles, not from staying in the same position for many years.