Chase bank tellers start between $28,000 and $32,000 per year, depending on location and experience

Chase publishes a salary range for teller positions, but the actual number you see depends on where you work. A teller in a high-cost city like San Francisco or New York will land higher in that range than one in a smaller market. Your starting pay also shifts based on whether you have prior banking experience, what the local labor market looks like, and whether you're hired during a period when Chase is competing hard for staff.

The range itself—roughly $28,000 to $32,000—has held relatively stable over the past few years, though Chase adjusts it periodically. This is base salary only and does not include bonuses, benefits, or shift differentials that some locations offer for evening or weekend work.

Key Takeaways

  • Chase teller salaries typically fall between $28,000 and $32,000 annually, with variation based on location, experience, and local hiring conditions.
  • Your actual offer depends on the specific branch location, local cost of living, and whether you have prior banking or customer service experience.
  • The posted range is base salary and does not include performance bonuses, shift differentials, or benefits like health insurance and 401(k) matching.
  • Tellers can move into higher-paying roles like personal banker or branch operations specialist after one to two years in the position.

How location affects what you actually earn

Chase operates branches in markets with vastly different living costs. A teller position in rural Kansas will pay less than the same title in downtown Chicago or Los Angeles, even though both are Chase employees doing the same work. The company uses geographic pay bands to account for this—essentially, different salary tables for different regions.

You can sometimes find the actual pay band for a specific branch by looking at Chase's careers page and filtering by location, though not all postings show the full range. If you're considering a transfer or explore to a particular branch, asking the hiring manager directly about the pay band for that location is reasonable and expected.

What affects your starting offer within the range

Two candidates with the same zip code can receive different offers based on what they bring to the job. If you have prior experience as a teller, cashier, or in another role handling money and customers, you'll likely start higher than someone with no relevant background. Some branches also weight education—an associate degree or some college coursework can move you up slightly.

The timing of your hire matters too. During periods when Chase is actively recruiting (often spring and early fall), they may offer higher starting pay to fill positions faster. If you're explore during a slower hiring season, you may land closer to the floor of the range.

Bonuses and other money beyond base salary

The $28,000–$32,000 figure is base salary. Chase tellers can earn additional money through performance bonuses tied to sales metrics—opening new accounts, selling credit cards, moving customers to digital banking. These bonuses vary widely by branch and individual performance, ranging from a few hundred dollars to over $1,000 per quarter at high-performing locations.

Some branches also pay shift differentials for evening or weekend hours, typically an extra 50 cents to $1.50 per hour. If you work a closing shift or Saturday hours, that adds up over a year. Neither bonus nor differential is may provide, and both depend on your branch's business model and staffing needs.

Benefits that add real value to the salary

Chase offers health insurance, a 401(k) with company match (typically 3 to 4 percent of salary), paid time off, and tuition reimbursement. For a teller earning $30,000 base, the 401(k) match alone is worth roughly $900 to $1,200 per year if you contribute enough to capture it. Health insurance varies by plan but is subsidized by Chase, meaning your out-of-pocket cost is lower than buying it independently.

Tuition reimbursement is particularly valuable if you're working toward a degree or certification. Chase will cover up to a certain amount per year (the exact figure changes, but it's typically $5,000 to $10,000) for courses related to your job or career development. This can meaningfully reduce the cost of moving into a higher-paying role later.

How teller pay compares to other bank jobs at Chase

A teller is an entry-level position. Personal bankers—who handle customer accounts and sales—typically start around $35,000 to $40,000. Branch operations specialists, who manage back-office work and compliance, start in a similar range. Loan officers and relationship managers earn significantly more, usually $45,000 and up depending on experience.

Many tellers move into personal banker or operations roles after one to two years, which represents a $5,000 to $10,000 jump in base salary. This progression is common and expected at Chase, so the teller role functions partly as a training ground for higher-paying positions within the bank.

What you should know about negotiating your offer

Chase salary ranges are not always negotiable in the way a corporate job might be. The company uses standardized pay bands by location and experience level, and hiring managers have limited flexibility to move outside them. That said, if you have strong relevant experience or competing offers, it's worth asking whether the branch can start you higher within the published range.

The conversation to have is about placement within the range, not about moving the range itself. Saying "I have three years of cash handling experience and another bank offered me $31,500" is a reasonable negotiation point. Asking for $40,000 is not, because it falls outside the established band for the role.

Frequently Asked Questions

Do Chase tellers get paid hourly or salary?

Chase tellers are salaried employees, not hourly. This means you receive the same paycheck regardless of whether you work 35 or 40 hours in a week, though most positions are scheduled for 35 to 40 hours. Overtime is not typically paid; instead, you may receive compensatory time off or a bonus depending on your branch's policy.

Can you make more money as a Chase teller with bonuses?

Yes, performance bonuses can add $500 to $2,000 or more per year depending on your branch and how well you meet sales targets. Bonuses are tied to opening accounts, selling products, and customer satisfaction metrics. They're not may provide, and some branches weight them more heavily than others.

What's the fastest way to earn more money after starting as a teller?

Moving into a personal banker or operations specialist role within one to two years typically increases your salary by $5,000 to $10,000. You can also request a transfer to a higher-cost location, which bumps you into a higher pay band. Some branches offer shift differentials for evening or weekend work, which adds 50 cents to $1.50 per hour.

Does Chase pay more for tellers with a college degree?

A degree may help you start slightly higher within the range or move into a higher-paying role faster, but it does not automatically unlock a higher salary band for the teller position itself. The degree is more valuable as a stepping stone to personal banker or management roles, where it can influence your starting offer.

How often do Chase teller salaries increase?

Chase typically reviews salaries annually, usually in the spring. Raises depend on performance reviews, tenure, and company-wide adjustments. The amount varies but is often 2 to 3 percent of your current salary if you receive a raise. Promotions to higher roles result in larger jumps.