Chase teller pay starts around $28,000 to $32,000 per year, but the actual number depends on your location, experience, and whether you work full-time or part-time

Chase publishes a salary range for tellers rather than a fixed wage. The range typically falls between $28,000 and $35,000 annually for full-time positions, though some sources report higher figures in expensive markets like New York or San Francisco. Part-time tellers earn an hourly rate instead—usually between $16 and $20 per hour depending on the same factors. The variation is real: a teller in rural Kansas will not earn the same as one in downtown Manhattan, and Chase adjusts for cost of living.

Your actual paycheck depends on where you sit within that range. New hires with no banking experience typically start at the lower end. Tellers who have worked in banking before, who speak multiple languages, or who work in high-cost areas move toward the higher end. Some branches also offer shift differentials—extra pay for evening or weekend hours—which can add $1 to $3 per hour.

Key Takeaways

  • Chase teller salaries range from roughly $28,000 to $35,000 annually for full-time work, with part-time positions paying $16 to $20 per hour.
  • Your starting pay depends on your location, prior banking experience, and whether the branch is in a high-cost area.
  • Shift differentials for evening or weekend work can add $1 to $3 per hour to your base rate.
  • Benefits like health insurance, 401(k) matching, and paid time off are included in most full-time teller positions but vary for part-time roles.
  • Advancement to head teller or personal banker roles typically comes after 1 to 3 years and includes higher pay and different responsibilities.

How location changes what you earn

Chase operates in all 50 states, and the cost of living varies dramatically. A teller in Des Moines, Iowa might start at $28,500, while the same role in San Jose, California could start at $33,000 or higher. Chase uses geographic pay bands—internal salary zones based on regional economics—to set these ranges. The company does not publish these bands publicly, but they track with general cost-of-living indices.

Urban branches typically pay more than suburban or rural ones, even within the same state. This reflects both the higher cost of living in cities and the reality that Chase faces stiffer competition for workers in dense labor markets. If you are considering a transfer or a new hire at a specific branch, the local market rate matters more than the national average.

What experience and skills add to your pay

Chase tellers with prior banking or customer service experience often start higher on the pay scale than those entering the field for the first time. Someone who worked as a teller at another bank, or who has 2+ years in a similar role, might start at $30,500 instead of $28,000. Bilingual tellers—particularly those fluent in Spanish—command a premium in many markets, sometimes an extra $1 to $2 per hour or $2,000 to $4,000 annually.

Certifications also matter. A teller who holds a Series 7 or Series 63 license (securities licenses) or who is AML-certified (anti-money laundering) may earn more, though these are not required for the base teller role. Some branches offer small bonuses for obtaining certifications while employed.

Full-time versus part-time teller positions

Full-time tellers at Chase typically work 40 hours per week and receive benefits: health insurance (medical, dental, vision), a 401(k) with company match, paid time off, and access to Chase's employee discount programs. Part-time tellers work fewer than 30 hours per week and usually do not receive the same benefits package, though some Chase locations offer limited health coverage to part-timers who work a minimum number of hours.

The hourly rate for part-time tellers is often higher than the hourly equivalent of a full-time salary—sometimes $18 to $20 per hour—because part-timers do not receive benefits. A full-time teller earning $32,000 per year works out to roughly $15.38 per hour, but when you add the cost of benefits (health insurance, 401(k) match, paid time off), the total compensation is higher. Part-time work offers flexibility but less financial security and fewer long-term benefits.

Shift differentials and overtime pay

Chase branches operate during standard banking hours (typically 9 a.m. to 5 p.m. weekdays, with some Saturday hours), but some locations stay open later or open earlier. Tellers who work evening shifts, early morning shifts, or Saturday hours often receive a shift differential—additional pay on top of the base rate. This differential is usually $1 to $3 per hour and is built into the hourly rate or paid as a separate premium.

Overtime is less common for tellers than for other roles because most positions are scheduled within standard hours. However, if you do work overtime (hours beyond 40 per week), Chase pays time-and-a-half, as required by federal law. During busy periods like tax season or year-end, some branches may offer overtime opportunities.

How teller pay compares to other Chase roles

A Chase teller is an entry-level position. The next step up is usually head teller or lead teller, which typically pays $35,000 to $42,000 annually and involves supervising other tellers and handling more complex transactions. After that, many tellers move into personal banker roles (roughly $40,000 to $50,000), which focus on customer relationships and sales rather than transaction processing.

Some tellers transition into operations roles, fraud prevention, or compliance—positions that pay $38,000 to $50,000+ depending on the role and location. The path from teller to these roles usually takes 1 to 3 years and requires demonstrating reliability, accuracy, and customer service skills. Chase also offers tuition reimbursement for employees pursuing degrees, which can support advancement into higher-paying roles.

What affects your paycheck beyond base salary

Your actual take-home pay is affected by taxes, benefits elections, and 401(k) contributions. If you elect health insurance, dental, or vision coverage, those premiums come out of your paycheck. A 401(k) contribution (if you choose to participate) also reduces your gross pay, though it is pre-tax. For a full-time teller earning $32,000, typical deductions might be $200 to $400 per month for federal and state taxes, plus whatever you contribute to benefits or retirement.

Chase also offers performance bonuses in some branches, though these are not may provide. Tellers who meet accuracy targets, customer satisfaction scores, or sales goals (like opening new accounts) may receive bonuses of $500 to $2,000 annually. These vary by branch and by quarter, so they are not reliable income but can add to your earnings in good quarters.

Frequently Asked Questions

Do Chase tellers get paid weekly or biweekly?

Chase pays tellers biweekly (every two weeks). Your paycheck arrives via direct deposit, typically on Friday. Some branches may offer early access to earned wages through third-party apps, though this is not a Chase-provided service.

Can a Chase teller earn more by working multiple branches?

No. Chase employees are paid by the company, not by the branch. If you transfer between branches or work at multiple locations, you earn the same rate. However, working at a higher-cost branch (like a downtown location) may mean you were hired at a higher rate initially.

What is the difference between a teller and a personal banker at Chase?

Tellers process transactions (deposits, withdrawals, check cashing) and handle customer inquiries. Personal bankers focus on building customer relationships, selling products like savings accounts and loans, and managing customer portfolios. Personal bankers earn more ($40,000+) but work on commission-based incentives in addition to base salary.

Does Chase offer raises for tellers, and how often?

Chase typically reviews compensation annually, usually in the first quarter of the year. Raises are not automatic and depend on performance reviews, tenure, and market adjustments. A solid performer might see a 2 to 3 percent raise annually, though this varies by location and branch performance.

Is the Chase teller salary the same across all states?

No. Chase adjusts salaries by state and region based on cost of living and local labor market conditions. A teller in Massachusetts will earn more than one in Mississippi, even within the same job title. The company does not publish these regional rates publicly.