Chase teller pay starts around $28,000 to $32,000 per year, depending on location and experience

Chase bank tellers in the United States earn between $28,000 and $32,000 annually as a starting wage, according to recent job postings and salary data from people currently in the role. The actual number varies by branch location—tellers in high-cost cities like New York or San Francisco earn more than those in rural areas. Experience matters: a teller with two or three years at Chase typically earns $2,000 to $4,000 more per year than someone in their first six months.

The role itself determines much of the pay structure. Chase tellers handle cash transactions, process deposits and withdrawals, sell basic products like savings accounts, and answer customer questions. The job requires accuracy with money, the ability to work a register, and customer service skills. Most positions are full-time, though some branches hire part-time tellers at lower hourly rates.

Pay increases happen through raises tied to performance reviews and tenure, not automatic annual bumps. Moving into a lead teller or supervisor role—which some tellers do after two to four years—typically adds $3,000 to $6,000 per year to the base salary.

Key Takeaways

  • Chase teller starting pay ranges from $28,000 to $32,000 annually, with variation based on the city and state where the branch operates.
  • Tellers with two or more years of experience at Chase typically earn $2,000 to $4,000 more per year than new hires.
  • Pay increases come through performance-based raises and promotions to lead teller or supervisor roles, not through automatic annual adjustments.
  • Full-time teller positions include benefits like health insurance, a 401(k) plan, and employee discounts, though part-time roles may have limited benefits.

How location affects what you earn

A Chase teller in Manhattan or downtown Los Angeles earns noticeably more than one in a small town in Ohio or Arkansas. This is not because Chase pays different rates for the same work—it is because Chase adjusts pay bands by cost of living and local labor market conditions. A teller in San Francisco might start at $35,000 while the same role in a suburb of Kansas City starts at $29,000.

The adjustment reflects what Chase needs to pay to hire and keep people in that market. Rent, taxes, and local wages for similar jobs all factor into the number. If you are considering a teller job at Chase, the posted salary range for that specific branch tells you what that location pays—do not assume national averages explore to your branch.

What affects raises and advancement

Chase tellers do not receive automatic annual raises. Instead, pay increases are tied to performance reviews, which happen once or twice per year depending on the branch. A teller who consistently meets sales targets, maintains accuracy, and receives positive customer feedback gets a raise; one who does not may see no increase for a year or longer.

The fastest path to higher pay is moving into a lead teller or assistant branch manager role. Lead tellers typically earn $32,000 to $40,000 per year and handle scheduling, training, and quality control for the teller line. These positions usually require two to four years as a regular teller, though some people move up faster if the branch has high turnover or if they show strong sales ability.

Benefits beyond the base salary

Chase includes benefits in the teller compensation package that add real value beyond the hourly wage or annual salary. Full-time tellers receive health insurance (medical, dental, vision), a 401(k) retirement plan with company match, paid time off, and an employee discount on banking products and services. The health insurance and 401(k) match together can add $4,000 to $6,000 per year in value.

Part-time tellers typically do not receive the same benefits. They may get an employee discount and access to the 401(k) plan, but health insurance and paid time off are usually reserved for full-time staff. If you are comparing a full-time teller job at Chase to another bank's part-time role, factor in the cost of health insurance you would need to buy separately.

How teller pay compares to other bank jobs

Chase teller pay is roughly in line with what other large banks pay for the same role. Bank of America, Wells Fargo, and Citibank all start tellers in the $28,000 to $33,000 range depending on location. Credit unions sometimes pay slightly less for teller roles, while some regional banks in expensive markets pay more.

The real difference is not between banks but between teller roles and other entry-level positions. A teller earns more than a retail cashier but less than a bank customer service representative or loan officer. If you are deciding between a teller job and another entry-level role, the teller position offers clearer advancement into banking careers and typically includes better benefits.

What the job posting actually tells you

When Chase posts a teller opening, the salary range listed is specific to that branch and that moment. A posting that says "$29,000–$33,000 annually" means the branch will hire someone at the lower end if they have no experience and at the higher end if they bring relevant experience from another bank or strong sales history. The range also accounts for the fact that the same branch might hire multiple tellers at different points in the year.

The posting also tells you whether the role is full-time or part-time, which determines benefits may be able to access. Full-time is typically 35 to 40 hours per week; part-time is usually 20 to 30 hours. Some branches offer flexible scheduling, which matters if you are balancing school or another job.

Frequently Asked Questions

Do Chase tellers get commission or bonuses?

Chase tellers do not earn commission on individual transactions, but many branches tie bonuses to team performance on sales goals—opening new accounts, selling credit cards, or meeting deposit targets. A bonus might be $100 to $500 per quarter if the branch hits its targets, though this varies by branch and is not may provide.

Can you negotiate your starting salary as a Chase teller?

Limited negotiation is possible if you bring relevant experience—working as a teller at another bank, for example. Chase is more likely to move you within the posted range than to go above it. Supervisors have some flexibility, but the range itself is set by the bank's pay structure for that location.

How often do tellers get raises at Chase?

Raises are tied to performance reviews, which typically happen twice per year. You might receive a raise of 2 to 4 percent if your review is positive, but there is no may provide of an annual increase. Raises depend on your individual performance, not on tenure alone.

What is the difference between a teller and a lead teller in pay?

A lead teller typically earns $3,000 to $6,000 more per year than a regular teller and may receive additional benefits like a slightly better 401(k) match. The role involves training, scheduling, and quality control, so the higher pay reflects added responsibility.

Do part-time Chase tellers earn less per hour than full-time tellers?

Part-time and full-time tellers at Chase earn the same hourly rate for the same work. The difference is that part-time tellers work fewer hours per week, so their annual earnings are lower. Part-time tellers also do not receive health insurance or paid time off, which full-time tellers do.