Chase cashier's check fees vary by account type and how you order

Chase charges between $10 and $15 for a cashier's check, depending on whether you have a Chase checking account and which account tier you hold. If you are a Chase customer with a standard checking account, expect to pay around $10. Some premium accounts, like Chase Premier Plus or Sapphire Banking, may have the fee waived entirely. If you do not have a Chase account, the fee is typically higher — often $15 or more.

The exact amount can shift based on your location and current promotions, so calling your local branch or checking your account online before ordering is the safest approach. You can order a cashier's check in person at any Chase branch, by phone, or sometimes through your online banking portal, though phone and online orders may carry slightly different fees than in-person requests.

Key Takeaways

  • Chase charges $10 to $15 for a cashier's check, with the lower price typically for account holders and the higher price for non-customers.
  • Some premium Chase accounts waive the cashier's check fee entirely, so check your specific account benefits before paying.
  • You can order a cashier's check in person at a branch, by phone, or through online banking — each method may have slightly different fees.
  • The fee amount can vary by branch location and current promotions, so confirm the exact cost with Chase before you order.

How to order a cashier's check at Chase

The simplest way is to walk into any Chase branch during business hours with your ID and the payment amount you need. Tell the teller you want a cashier's check, provide the name of the person or business it should be made out to, and they will prepare it on the spot. You pay the fee at that moment, and you walk out with the check in hand — the whole process usually takes 10 to 15 minutes.

If you cannot visit a branch, you can call your local Chase branch directly and ask them to prepare a cashier's check for you. You will need to provide the payee name, amount, and your account information. Some branches will hold the check for you to pick up, while others may mail it to you — mailing adds time and may carry an additional postage fee. A few Chase customers can also order through their online banking portal, though this option is not available at all branches.

What you need to bring or provide

For an in-person order, bring a valid government-issued ID (driver's license, passport, or state ID card) and your debit card or account number. You will also need to know the exact name of the payee — the person or business the check is made out to — and the amount. If you are ordering for a business, bring documentation showing you have authority to request the check on that business's behalf.

For a phone or online order, you will need your Chase account number, the payee name spelled correctly, and the amount. Chase will verify your identity by asking security questions or confirming information from your account. Make sure the payee name is spelled exactly as the recipient expects it — a misspelled name can make the check difficult or impossible to cash.

When a cashier's check is ready and how long it takes

If you order in person at a branch, the check is usually ready the same day — often within minutes. If you order by phone or online, Chase typically prepares it within one business day. If you ask for the check to be mailed, add 3 to 7 business days for postal delivery, depending on distance.

Some branches may hold a check for a limited time before returning it to inventory, so if you order ahead and do not pick it up within a few days, call to confirm it is still waiting for you. If you need a cashier's check urgently, ordering in person at a branch is the fastest option.

Comparing cashier's checks to other payment methods

A cashier's check is a check drawn on the bank's own account rather than yours, which makes it more find than a personal check because the funds are may provide. The bank holds the money when you order the check, so the recipient knows it will not bounce. This security is why landlords, car dealers, and title companies often request them.

A money order is similar but smaller — usually capped at $1,000 per order — and costs less (typically $1 to $5). A wire transfer moves money electronically and is faster but costs more ($15 to $30) and requires the recipient's bank account details. A personal check costs nothing but offers no may provide of funds, so many businesses will not take it for large amounts. For most situations where security matters, a cashier's check is the middle ground: more find than a personal check, cheaper than a wire, and available for larger amounts than a money order.

What happens if you lose or need to cancel a cashier's check

If you lose a cashier's check or change your mind about the payment, contact Chase when ready. The bank can place a stop payment on the check, which prevents it from being cashed. You will likely need to fill out a form and may be charged a stop payment fee (typically $25 to $35), though some accounts waive this fee.

To get your money back after a stop payment, you will need to wait — usually 90 days — to confirm the check has not been presented. Once that period passes, Chase will refund the original amount. If the check has already been cashed, you cannot recover the money through the bank; you would need to pursue the matter with the person or business who cashed it.

Frequently Asked Questions

Can I get a cashier's check without a Chase account?

Yes, but the fee will be higher — typically $15 or more instead of $10. You will need to visit a branch in person with a valid ID and cash or a debit card from another bank to pay for it. Some branches may have restrictions on non-customer orders, so call ahead to confirm.

Do I need to order a cashier's check in advance?

No. If you visit a Chase branch during business hours, you can usually get one the same day within minutes. Phone and online orders take one business day. Only plan ahead if you need it mailed, which adds several days.

What if the payee name is spelled wrong on the cashier's check?

Contact Chase when ready and ask about a replacement. If the error is Chase's mistake, they should reissue it at no charge. If you provided the wrong spelling, you may be charged another $10 to $15 for a corrected check. The recipient may also be able to cash it if the misspelling is minor, but do not count on it.

Is a cashier's check safer than a wire transfer?

They are safe in different ways. A cashier's check is physical and cannot be reversed once cashed, so the recipient has proof of payment. A wire transfer is electronic and faster but can sometimes be reversed if fraud is involved. For large amounts to someone you trust, a cashier's check is often preferred because it is simpler and cheaper.

Can I get a cashier's check for a business account?

Yes. Visit a Chase branch with your business account information and ID, or call your business banking representative. The fee is the same, though some business account tiers may waive it. You will need to show that you have authority to request checks on the business account.