Your Chase routing number is a nine-digit code that tells other banks where to send money when you receive a transfer or direct deposit
Chase uses different routing numbers depending on which state your account is based in and what type of account you have. The routing number appears on the bottom left of your checks, but if you don't have checks handy or need to verify the number, there are faster ways to find it without leaving your account.
The routing number is not the same as your account number. Your account number identifies your specific account within Chase; the routing number identifies the Chase branch or processing center that handles your account. You need both pieces of information to set up direct deposits, wire transfers, or automatic bill payments.
Key Takeaways
- Your Chase routing number appears on the bottom left of your checks, printed as the first set of nine digits before your account number.
- Chase maintains different routing numbers by state, so the number for a California account differs from one in New York or Texas.
- You can find your routing number through Chase's website, mobile app, or by calling customer service without needing to order new checks.
- When you set up direct deposit or transfers with another bank, Chase will sometimes provide the routing number automatically if you enter your Chase account details.
Finding your routing number on a Chase check
If you have a Chase checkbook, the routing number is printed on the bottom left corner of every check. It's the first nine-digit number you'll see, followed by your account number (which is longer), then the check number on the far right.
The routing number is always nine digits and appears in a special magnetic ink character recognition (MICR) format — the numbers look slightly different from regular printed text. This format allows bank processing machines to read the number automatically when checks are processed.
If your checks are old or you're not sure you're reading the right number, you can verify it by comparing it against Chase's official routing number for your state, which you can find through the methods below.
Looking up your routing number through Chase.com
Log into your Chase account on Chase.com and navigate to the account details or account information section. The exact location varies slightly depending on whether you use the classic Chase website or the newer interface, but account information is always accessible from your account dashboard.
Once you're in account details, look for a section labeled "Routing Number," "Bank Information," or "Account Details." Chase displays your state-specific routing number here. You can also find a list of all Chase routing numbers by state on the Chase website without logging in — search for "Chase routing numbers" and select the official Chase page.
If you're setting up a direct deposit or transfer with another institution and they ask for your Chase routing number, you can often copy it directly from this page rather than typing it by hand, which reduces the chance of entering it incorrectly.
Finding your routing number in the Chase mobile app
Open the Chase mobile app and tap on the account you need the routing number for. Select "Account Details" or the information icon (usually an "i" in a circle). The routing number should appear on this screen along with your account number.
The mobile app method is often the fastest if you're away from a computer or need the number while you're on the phone with another bank. You can take a screenshot of the screen showing your routing number if you need to reference it later.
Calling Chase customer service for your routing number
Call the Chase customer service number on the back of your debit card or credit card. A representative can tell you your routing number over the phone within seconds. You don't need to be calling about a problem — this is a routine request that takes less than a minute.
Have your account number or the last four digits of your Social Security number ready when you call, as the representative will verify your identity before providing account information. If you're calling from a phone number different from the one on file with Chase, they may ask additional security questions.
Understanding Chase routing numbers by state
Chase operates under different routing numbers in different states because of how the banking system is structured. When you opened your account, Chase assigned you a routing number based on the state where your account was established, not where you currently live.
If you move to a different state, your routing number does not change. Your account keeps the original routing number it was assigned. This matters because if someone tries to send you a direct deposit and uses the wrong state's routing number, the transfer may be delayed or rejected.
Common Chase routing numbers include 021000021 for New York, 111000025 for California, 044000037 for Texas, and 071000013 for Illinois. If you're unsure which state your account is tied to, check the account details section in your Chase account or ask a representative when you call.
What to do if you can't find your routing number
If you've checked your checks, logged into your account, and called Chase and still don't have a clear answer, the issue is usually that you're looking at the wrong account. Chase customers often have multiple accounts — checking, savings, money market — and each one pulls from the same routing number, but you need to make sure you're looking at the right account type.
Another common issue is confusing your routing number with your account number. The routing number is always nine digits; your account number is typically longer. If the number you're looking at is more than nine digits, you're looking at your account number, not your routing number.
If you still can't locate it, call Chase customer service and have them walk you through it. They can confirm your routing number and explain which account it belongs to, which prevents you from giving the wrong number to your employer or another bank.
Frequently Asked Questions
Is my Chase routing number the same for checking and savings accounts?
Yes. Both your checking and savings accounts use the same routing number if they're both held at Chase in the same state. The routing number identifies the bank and location; your account number identifies which specific account within that bank receives the money.
Can I use any Chase routing number, or does it have to match my state?
You must use the routing number for the state where your account was opened. Using a different state's Chase routing number will cause the transfer to fail or be delayed. If you're unsure which state your account is tied to, check your account details or call Chase.
Do I need my routing number to transfer money between my own Chase accounts?
No. Transfers between your own Chase accounts can be done through the Chase app or website without entering a routing number. You only need the routing number when sending money to or receiving money from accounts at other banks.
What if I'm setting up direct deposit and Chase's website shows a different routing number than my check?
Use the routing number from Chase's official website or app, not the one from your check. Checks may be old or printed with outdated information. The number on Chase.com or in the mobile app is always current and correct for your account.
Is the routing number on my debit card the same as my bank routing number?
No. Your debit card has its own routing number printed on it, which is used for card transactions. Your bank routing number is different and is used for transfers, direct deposits, and bill payments. Always use your bank routing number for these purposes, not the number on your card.