Where to find your Chase SWIFT code in seconds

Your Chase SWIFT code is an eight or eleven-character identifier that tells banks outside the United States how to route money to your Chase account. You can find it three ways: on Chase's website, by calling Chase directly, or by asking your branch in person. The code you need depends on which Chase location handles your account, so the fastest method is usually the one that matches how you bank.

A SWIFT code is not the same as your routing number. Your routing number is for transfers within the US; your SWIFT code is for international transfers. If someone outside the country is sending you money, they will ask for your SWIFT code, not your routing number.

Key Takeaways

  • Chase's main SWIFT code for most US accounts is CHASUS33, but some accounts use different codes depending on which Chase division handles them.
  • You can find your specific SWIFT code on Chase.com under the International Services or Wire Transfer section, or by calling Chase customer service.
  • The person sending you money will need your SWIFT code, your account number, and your full name to complete an international transfer.
  • If you are unsure which code applies to your account, calling Chase or visiting your branch takes five minutes and removes the risk of giving the wrong code.

Finding your SWIFT code on Chase.com

Log into your Chase account online and look for the International Services or Wire Transfer section. Chase publishes SWIFT codes for different account types and locations on this page. The most common code for personal checking and savings accounts at Chase branches in the United States is CHASUS33.

If you cannot find the International Services section, use the search bar at the top of Chase.com and type "SWIFT code". Chase's website will show you the codes for different account types. Write down the code that matches your account type — for instance, if you have a Chase business account, the code may differ from a personal account code.

Calling Chase customer service for your code

Call the number on the back of your Chase debit or credit card. Tell the representative you need your SWIFT code for an international wire transfer. They will confirm your account type and give you the correct code in under a minute.

This method is useful if you are not sure which code applies to you or if you want confirmation before you give it to someone sending you money. Chase customer service is available 24/7, so you can call at any time.

Visiting your Chase branch in person

Walk into any Chase branch with your ID and ask a teller for your SWIFT code. They can look it up in their system and write it down for you. This is the slowest method if you are in a hurry, but it is the most direct if you prefer to handle banking in person.

Some branches may ask you to speak with a banker rather than a teller, depending on how busy they are. Either way, the information takes only a few minutes to retrieve.

What information the sender will need from you

When someone outside the US sends you money, they will ask for four pieces of information: your SWIFT code, your Chase account number, your full name as it appears on your account, and sometimes your address. Make sure you give them the exact spelling of your name and the correct account number — banks reject transfers when these details do not match.

Some countries also require an IBAN (International Bank Account Number), but US banks do not use IBANs. If the sender's bank asks for an IBAN, tell them you are in the United States and provide your SWIFT code and account number instead.

Why different Chase accounts may have different codes

Chase operates different divisions for personal banking, business banking, and investment services. Each division may have its own SWIFT code. If you have more than one type of account at Chase, make sure you give the sender the code that matches the account receiving the money.

For example, if you have both a personal checking account and a Chase business account, and the sender is depositing into your business account, you need to give them the SWIFT code for business accounts, not the personal code. Asking Chase customer service which code applies to your specific account takes the guesswork out of this.

How long international transfers take once you provide your code

Once the sender has your SWIFT code and account details, the transfer usually takes one to three business days to reach your Chase account. The exact timing depends on the sender's bank, the time of day the transfer is sent, and whether it is a business day in both countries.

Some transfers take longer if the sender's bank or an intermediary bank flags the transaction for review. This is normal and does not mean anything is wrong. Chase will contact you if they need more information about the incoming transfer.

Frequently Asked Questions

Is CHASUS33 the SWIFT code for all Chase accounts?

CHASUS33 is the most common code for personal Chase accounts in the US, but some business accounts and accounts at certain Chase divisions use different codes. Check Chase.com or call customer service to confirm the code for your specific account type.

Can I use my routing number instead of my SWIFT code for international transfers?

No. Your routing number only works for transfers within the United States. International transfers require your SWIFT code. If you give the sender your routing number, the transfer will fail or be rejected.

What if the sender says they need my IBAN?

US banks do not use IBANs. Tell the sender you are in the United States and provide your SWIFT code and account number instead. If their bank insists on an IBAN, contact Chase to see if they can provide one, though this is rare for US accounts.

Do I need to do anything to receive an international transfer?

No. Once you give the sender your SWIFT code, account number, and name, the transfer happens automatically. Your Chase account will receive the money without any action on your part. You will see the deposit in your account within one to three business days.

What if I give the sender the wrong SWIFT code?

The transfer will likely be rejected or sent to the wrong bank. Contact Chase when ready and ask them to help you trace the transfer. The sender may also need to contact their bank to cancel or redirect the payment. This is why confirming your code with Chase before giving it out is worth the five minutes it takes.