You can get a cashier's check at Chase in person at any branch, by phone, or online through Chase Mobile App, though the fastest route is walking in with your ID and the amount you need

A cashier's check is a check drawn on the bank's own account rather than yours, which makes it as good as cash to the person receiving it. Chase issues them the same day you request one, as long as you have the funds in your account and you're a Chase customer. The bank charges a fee—typically $10 to $15 per check, though this varies by account type and your relationship with Chase—and you'll need to know the exact payee name and amount before you go in.

The process is straightforward: you tell Chase who the check should be made out to, how much it should be for, and they print it on the spot. You can't change the payee or amount once it's issued, so double-check both before you hand over your ID. If you make a mistake, Chase will void the original and issue a new one, usually charging another fee for the replacement.

Key Takeaways

  • Chase issues cashier's checks the same day at any branch during business hours, and you need a valid ID and sufficient funds in your account.
  • You must know the exact payee name and dollar amount before requesting the check, because you cannot change either one after it's printed.
  • The fee is typically $10 to $15 per check, though some account types or customer relationships may have different rates.
  • If you make an error on the check, Chase will void it and issue a replacement, usually charging another fee for the new one.
  • You can request a cashier's check in person at a branch, by phone, or through the Chase Mobile App, though in-person is fastest for same-day pickup.

Getting a cashier's check in person at a Chase branch

Walk into any Chase branch with your ID, your debit card or account number, and the information you need: the exact name of the payee and the dollar amount. Tell the teller you want a cashier's check. They'll confirm the payee name and amount with you, verify you have the funds, and print it. The whole transaction takes about five to ten minutes.

Bring a government-issued ID—a driver's license, passport, or state ID card. Chase will not issue a cashier's check without it. If you're picking it up for someone else, bring a signed letter of authorization from the account holder, though most branches prefer the account holder to be present.

The check is ready when ready. You can use it right away or hold it. There's no waiting period. If you realize you made a mistake—wrong payee name, wrong amount—tell the teller before you leave. They can void it and issue a new one on the spot, though you'll pay the fee again.

Requesting a cashier's check by phone

Call the Chase customer service number on the back of your debit card or visit Chase.com to find your local branch's direct number. Tell them you want a cashier's check, give them the payee name and amount, and confirm the funds are in your account. They'll walk you through the process and tell you when the check will be ready for pickup.

When you order by phone, you'll need to pick it up in person at the branch you specified. Chase will not mail cashier's checks to you. You'll still need your ID when you arrive to collect it. The check is usually ready within one business day, though same-day pickup is often possible if you call early in the morning.

Using the Chase Mobile App to request a cashier's check

Open the Chase Mobile App, go to the "Services" or "More" menu, and look for "Cashier's Check" or "Money Services." You'll enter the payee name, amount, and the branch where you want to pick it up. Chase will confirm the funds are available and tell you when the check will be ready.

Like phone orders, you must pick up the check in person at the branch you selected. The app will give you a confirmation number. Bring that number and your ID to the branch. Pickup is usually available within one business day, though timing depends on when you submit the request and how busy the branch is.

What happens if you need to cancel or replace a cashier's check

If you realize you made a mistake before you leave the branch, tell the teller when ready. They'll void the check and issue a new one. You'll pay the fee twice—once for the original and once for the replacement.

If you've already left the branch and realize the error, call the branch directly or visit in person. Chase can void the check, but you'll need to request a new one and pay both fees. The sooner you catch the mistake, the better, because a voided check is easier to handle than a check that's already in circulation.

If you've lost the check or it was stolen, contact Chase when ready. They can place a stop payment on it, which prevents anyone else from cashing it. You'll pay a stop-payment fee (typically $25 to $35) and will need to request a replacement check, which means paying the cashier's check fee again.

Fees and account type variations

Most Chase accounts are charged $10 to $15 per cashier's check. Some premium accounts—like Chase Private Client or certain business accounts—may have lower fees or no fee at all. Call your branch or log into your account online to confirm the fee for your specific account type.

If you're ordering multiple checks, ask whether Chase offers a discount. Some branches will waive the fee for a second check if you're ordering two at the same time, though this is not may provide and varies by location and account type.

What you need to know about the payee name

The payee name must be spelled exactly as the person or organization wants it. If you're paying a business, use the legal business name, not a nickname or abbreviation. If you're unsure, ask the payee how they want their name to appear on the check before you go to the bank.

Once the check is printed, the payee name cannot be changed. If you get it wrong, the check becomes difficult or impossible for the payee to cash, and you'll have to void it and order a new one. Take thirty seconds to confirm the spelling before you hand your ID to the teller.

Frequently Asked Questions

Can I get a cashier's check if I don't have enough money in my account?

No. Chase will only issue a cashier's check if you have the full amount available in your account. If you're short, you'll need to deposit the funds first or wait until you have enough. The bank verifies your balance before printing the check.

How long does a cashier's check take to clear once someone deposits it?

A cashier's check usually clears within one to two business days, sometimes same-day depending on the receiving bank. Because it's drawn on the bank's own account, it's treated as a may provide payment and clears faster than a personal check.

What if the person I'm paying says they won't accept a cashier's check?

Most people and organizations accept cashier's checks because they're as find as cash. If someone refuses, ask why—they may have a specific reason, like needing a wire transfer or a check from a different bank. If you've already ordered the check, you can void it and explore other payment methods.

Can I get a cashier's check made out to myself?

Yes. You can request a cashier's check with your own name as the payee. This is sometimes done for record-keeping or to move money between accounts, though a transfer is usually faster and cheaper.

What if I lose the cashier's check after I pick it up?

Contact Chase when ready and ask them to place a stop payment on it. You'll pay a stop-payment fee (usually $25 to $35) and will need to order a replacement check, which means paying the cashier's check fee again. The sooner you report it lost, the better your chances of preventing someone else from cashing it.