Your Chase account number is on your debit card, checks, and online banking — the fastest route depends on what you have in front of you right now

If you need your Chase account number in the next five minutes, look at your debit card: the long number on the front is your card number, but your account number is usually the last 10 digits printed below it on the left side. If you have a checkbook, the account number appears on the bottom left of any check, between the routing number and the check number. If you are online, log into Chase.com or the Chase Mobile app and go to your account details — the account number displays there without any digging.

The reason this matters: your card number and account number are different. Merchants see your card number. Your bank, your employer's payroll system, and anyone you set up automatic payments with need your account number. Giving out the wrong one means the payment goes nowhere, or worse, to the wrong account.

Key Takeaways

  • Your Chase account number is the 10-digit number on the bottom left of your checks, below the routing number.
  • On your debit card, the account number is usually the last 10 digits printed below the card number on the left side.
  • Chase.com and the Chase Mobile app both show your account number under account details without requiring a phone call.
  • Your account number is different from your card number — merchants use the card number, but banks and payroll systems need the account number.
  • If you cannot find it anywhere, calling Chase at the number on the back of your card takes about five minutes and confirms the number is correct.

Finding it on your Chase debit card

Look at the front of your card. The raised numbers across the middle are your card number — usually 16 digits. Below that, printed (not raised) on the left side, is a shorter number. That is your account number, and it is typically 10 digits long.

Not all Chase cards print the account number in the same place. Some older cards or specialty cards may print it differently or not at all. If you see only the card number and no second number below it, move to your checks or online banking instead — the account number is definitely there.

Finding it on your checks

Open any check from your Chase checkbook. At the bottom of the check, you will see three groups of numbers separated by vertical lines. The first group is your routing number (usually nine digits). The middle group is your account number — this is what you need. The last group is the check number.

The account number on a check is always correct because the bank prints it there. If you are setting up direct deposit, automatic bill pay, or a wire transfer, copying the account number directly from a check is the safest method. You do not have to worry about misreading a digit.

Finding it in Chase online banking

Log into Chase.com on a computer or open the Chase Mobile app on your phone. Once you are signed in, go to the account you need the number for — if you have multiple accounts, make sure you are looking at the right one. The account number appears in the account details section, usually labeled "Account Number" or "Account Info." You can also see it on your account statement.

This method works any time, day or night, and you do not have to wait for mail or dig through papers. If you need the number while you are away from home, the mobile app is the fastest route. The number displayed online is always current and matches what the bank has on file.

Finding it on your Chase statement

Your monthly statement — whether you receive it by mail or view it online — displays your account number near the top. Paper statements print it in the upper right corner. Online statements show it in the account summary section at the top of the page.

Statements are useful if you need to verify the number because you have it written down somewhere and want to confirm it is correct. They are also a backup if your card is lost and you do not have checks handy. You can view statements going back several years in your online account, so even old statements will show the same account number.

Calling Chase to confirm your account number

If you cannot locate your account number through any of the methods above, or if you want to verify that the number you found is correct, call the number on the back of your Chase debit card. A representative will ask you to verify your identity — usually your Social Security number and date of birth — and then read your account number to you.

This call typically takes five to ten minutes. Have a pen ready to write down the number. If you are setting up a payment or transfer and you are not certain about the number, this is the safest step. The representative can also tell you if there are any holds or issues on the account that might affect incoming transfers.

What to do if you have multiple Chase accounts

If you have a checking account, a savings account, and a money market account with Chase, each one has its own account number. When you log into online banking, you will see all your accounts listed. Make sure you are looking at the account number for the specific account you need — copying the checking account number when you meant the savings account number will send money to the wrong place.

The easiest way to keep them straight is to write down all your account numbers and label them: "Chase Checking," "Chase Savings," and so on. Store this list somewhere safe but separate from your cards and checks. When you need to set up a payment or transfer, you can check the list instead of hunting through papers each time.

Frequently Asked Questions

Is my account number the same as my routing number?

No. Your routing number identifies which Chase branch or processing center handles your account — it is the same for all Chase customers in your region. Your account number identifies your specific account. Both appear on your checks, but they are separate numbers. You need both for wire transfers and some automatic payments.

Can I use my debit card number instead of my account number for direct deposit?

No. Direct deposit systems and payroll processors require your account number, not your card number. If you give them your card number, the deposit will not go through. Always use the account number, which you can find on your checks or in online banking.

What if the account number on my card does not match the one on my checks?

This should not happen, but if it does, the number on your checks is correct. Call Chase using the number on the back of your card to report the discrepancy. There may be a printing error on the card, or the accounts may have been merged. A representative can clarify which number is active.

Do I need to memorize my account number?

You do not need to memorize it, but it is useful to write it down and keep it in a safe place separate from your cards and checks. This way, if your wallet is lost or your checks run out, you can still access the number for direct deposit, bill pay, or transfers without logging in online.

Can someone use my account number to steal money from my account?

Your account number alone is not enough to transfer money out of your account. Someone would also need your routing number and typically some form of authorization or access to your online banking. However, do not share your account number with people you do not trust. If you are concerned about fraud, contact Chase when ready.