Your Chase checking account number is on your debit card, checks, and online banking portal
The easiest place to find it is your Chase debit card. Look at the long number on the front — that is your card number, not your account number. Your actual checking account number is the second set of digits printed on the bottom left of the card, after the routing number. It is usually 10 to 12 digits long.
If you do not have your card in front of you, log into your Chase online banking account or the Chase Mobile app. Go to your checking account details — the account number appears there in full. You can also find it on paper checks if you have ordered them; the account number is the middle set of numbers at the bottom of the check, between the routing number on the left and the check number on the right.
If you have never set up online banking or do not remember your login, call Chase customer service at the number on the back of your debit card. They can read your account number to you over the phone after verifying your identity.
Key Takeaways
- Your Chase checking account number is the 10- to 12-digit number on the bottom left of your debit card, separate from your card number.
- The quickest way to find it without your card is to log into Chase online banking or the mobile app and view your account details.
- Paper checks display your account number as the middle set of digits at the bottom, between the routing number and check number.
- If you cannot access your card or online account, Chase customer service can provide your account number by phone after identity verification.
Finding it on your debit card
Your Chase debit card has three separate numbers on it, and they serve different purposes. The 16-digit number on the front is your card number — that is what you use to make purchases or withdraw cash. Below that, on the bottom left, you will see two shorter numbers separated by a space. The first one is your routing number (usually nine digits), and the second is your account number.
The account number is what you need when you set up direct deposit, arrange wire transfers, or give payment instructions to another person or business. It identifies your specific checking account at Chase, whereas your card number identifies just that particular card.
Checking your online banking account
Log into Chase.com or open the Chase Mobile app with your username and password. Once you are signed in, select your checking account from the list of accounts. On the account overview page, your full account number appears near the top, usually labeled as "Account Number" or "Checking Account Number."
You can copy this number directly from the screen if you need to paste it somewhere, or write it down. Some versions of the app also let you tap the account number to copy it to your clipboard automatically.
Reading the numbers on a check
If you have ordered checks from Chase, the bottom of each check contains three separate numbers in this order: routing number, account number, check number. The routing number identifies Chase as your bank. The account number in the middle is what you are looking for — it is the same account number that appears on your debit card and in your online account.
The check number on the right is unique to that individual check and changes with each check you write. Do not confuse it with your account number.
Contacting Chase by phone
If you do not have access to your card, checks, or online account, call the customer service number on the back of your debit card. If you do not have your card, you can find Chase's main customer service number on their website. Be ready to verify your identity — they will ask for your Social Security number, date of birth, and possibly other personal details.
Once verified, a representative can read your account number to you. This process usually takes a few minutes. Write down the number they give you, or ask them to repeat it twice to make sure you have it correct.
Why you need your account number
Your account number is required for several common banking tasks. If your employer offers direct deposit, you will need to provide your account number and routing number to set it up. When you arrange an ACH transfer from another bank, you will be asked for your account number. If someone wants to send you money via wire transfer or bill payment, they will need this number.
Your account number is also what you provide to creditors, insurance companies, or other businesses if you want to authorize them to withdraw payments directly from your checking account. It is different from your card number and should not be used for card transactions.
Keeping your account number safe
Your account number is less sensitive than your full card number or PIN, but you should still treat it with reasonable care. Share it only with people or businesses you trust — your employer for direct deposit, your bank for transfers, or a creditor you have authorized to withdraw payments.
Do not post your account number on social media or share it in unsecured emails. If you suspect someone has your account number and you did not authorize them to have it, contact Chase when ready. They can monitor your account for unauthorized activity and issue you a new account number if necessary, though this is rare.
Frequently Asked Questions
Is my account number the same as my card number?
No. Your card number is the 16 digits on the front of your debit card. Your account number is the 10- to 12-digit number on the bottom left of the card. They are separate identifiers for different purposes.
Can I find my account number in the Chase app?
Yes. Open the app, sign in, select your checking account, and your account number appears on the account overview page. You can usually tap it to copy it to your clipboard.
What if I ordered checks but have not received them yet?
Your account number is on your debit card and in your online banking account, so you do not need to wait for checks to arrive. You can find it when ready using either of those methods.
Do I need my routing number and account number together?
Yes, for most transfers and direct deposit setups. Your routing number identifies Chase as your bank, and your account number identifies your specific account within Chase. Both are printed on the bottom of your checks and on your debit card.
What should I do if I think someone has my account number?
Contact Chase customer service right away. They can review your account for unauthorized activity and take steps to protect it. In most cases, your account number alone is not enough for someone to withdraw money without additional verification.